Mortgage Calculator (US) – Home Loan Monthly Payment Estimator

Mortgage Calculator

Plan your home purchase with precision. Calculate monthly payments, total interest, and view your complete amortization schedule.

Loan Details

Home Price $500,000

$50K $2M

Down Payment

20% ($100,000)

0% 50%

Interest Rate (APR) 6.5%

1% 15%

Loan Term 30 years

5 yrs 30 yrs

Property Tax / Year

$

Insurance / Year

$

Monthly Payment

$2,528

Principal & Interest + Taxes + Insurance

Principal & Interest $2,528

Property Tax $500

Home Insurance $150

Loan Amount

$400,000

Total Interest

$510,000

Total Payment

$910,000

Payoff Date

Jan 2055

Payment Breakdown

Principal 44%

Interest 56%

Amortization Schedule

Year	Principal	Interest	Balance

Calculations are estimates. Actual payments may vary based on your lender's terms.